Your jewelry, artwork, and other unique collections may be your most valuable possessions. Although you probably attach a sentimental value to them also, your jewelry and artwork may be worth more money too. If you lose your valuables to an unfortunate circumstance, you want to make sure that you can at least receive adequate compensation for them. Even though you will not always be able to replace items that are unique or original, at least you can ensure that you receive monetary compensation.
Most of the time, your homeowner’s insurance policy would cover your losses if they occurred as a result of theft, fire, vehicle damage, water damage due to broken pipes, or other kinds of events. The list of covered events usually includes damage from automobiles, riots, weather-related damage, and even volcanoes. However, flooding is an exception, and if you live in an area of Spartanburg, SC where this is a possibility, you may want to check your policy and make sure you are covered. There are several rivers in the area that could cause your home to be in danger of flood damage.
Additionally, your policy also has certain limits on how much you can recover. If you lose more than the amount specified, you will not be able to receive compensation to recover your loss adequately. Most of your questions about what is covered will be spelled out in your contract, and your representative at the Allsurance Group will be happy to explain any questions you have.
If you have any questions or would like information on how to obtain additional coverage, please call Allsurance Group in Spartanburg, SC today.