Commercial insurance is a must for anyone who owns a business in Spartanburg, SC. Why? Because you never know what the future could bring. Some things are simply out of our control, and that’s where commercial insurance starts. No matter what happens, your business is protected as long as you have the right insurance. Whether you’ve been in business for a day or decades, here are three reasons you need commercial insurance in Spartanburg, SC.
Employee Injury
- Scenario: You own a retail store, and an employee is mopping up after closing when she suddenly slips and falls causing injury to her back. She decides to sue. If you don’t have commercial insurance to cover the costs of litigation, medical expenses, and more, you could easily lose your business in the process. With commercial insurance, however, you can have peace of mind knowing that you are protected if an employee suddenly gets hurt.
Theft
- Scenario: It was a fantastic season, and your tourist business did well. Now it is time to close up shop and be a tourist yourself. While you are on vacation in Tahiti, your business is broken into, and everything is stolen. Without commercial insurance, you would be out of luck. There would be no way to recoup what you lost – unless the police catch the criminals and recover the stolen goods.
Property Damage
- Scenario: A lighting storm strikes the neighbor’s tree, and it falls on your roof, putting you out of business. If you have commercial insurance, there will be no need to worry. Your policy will cover the damages, and you’ll be back in business in no time.
To learn more about commercial insurance, contact the Allsurance Group.Our friendly, reputable agents have been helping satisfied customers purchase commercial insurance for a long time. You can reach Allsurance Group today at 864-641-6371.