Returning to your residence and realizing someone has entered your home without your permission can be frightening, violating, and upsetting. However, our Allsurance Group team has put together this guide to help you navigate the necessary next steps on what to do if you think your Greenville or Spartanburg, SC home has been broken into.
Step #1: Call the Police
The first step to take, if you believe your home has been broken into, is to always call the police. Depending on the situation and severity of the crime, they may send an officer out or request that you make a report over the phone. Either way, make sure a formal report is filed. In addition, do not try to approach anyone still on your property or try to take matters into your own hands—leave it up to local law enforcement!
Step #2: Take an Inventory of Missing Items
Next, you will want to make a list of any missing items. Be as thorough and complete as possible. Look carefully through any drawers or cabinets left in disarray by the burglars and try to determine exactly what was taken. The more comprehensive of a list you can make, the better off you will be.
Step #3: Contact Your Insurance Agent
If you know the value of the missing items and the damage to your home exceeds your deductible, call your insurance agent. From there, a claim can be filed and the process of replacing your belongings can begin.
(Note: If your vehicle was also stolen or damaged during the incident, you will want to also file a claim with your auto insurance carrier.)
Are you ready to review your Spartanburg, SC homeowner’s insurance coverage? Contact Allsurance Group today to schedule your no-obligation appointment. We are here to answer any questions or concerns you may have. For an auto or home insurance quote from the comfort of your computer, try our online rating tool on our website!